You do not have to look far to find USA casinos that take credit cards. Most top US betting sites do. Of course, whether you use a credit card at USA online casinos is down to you. There are plenty of other top payment methods that you can use in 2020, and some sites will always advise you to use alternative options. However, provided you play the right sort of casino, it is perfectly safe to use credit cards at USA casinos. 

In this guide, we will not only show you how to find these safe, secure and regulated US casinos, we will also introduce you to a few of them, as well as take you through the ins and outs of US credit card deposits. With that in mind, let us begin our journey.

Gambling online in the USA

Online gambling in the USA breaks down into two different types of sites. There are those credit card casinos for USA players which are licensed and regulated by individual states, and there are offshore online casinos that accept USA credit cards. 

Because of the UIGEA (Unlawful Internet Gambling Enforcement Act), you can only play at the former if you happen to reside in the state where the online casino is licensed, such as New Jersey, Nevada, or Delaware. However, offshore casinos are open to accepting US players from virtually all states. If you want to play online slot and casino games with credit cards and no fuss, these are the options you want to explore.

Playing at licensed and secure USA casinos accepting credit cards is a doddle. Whether you want to play real money slots or try your hand at a live dealer online casino, here are two of our top, recommended online casinos to join:

🥇 USA casinos that take credit card payments [2020]

Grab the up to €5000 + 50 Free Spins welcome bonus from Play24Bet
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Over 2,000 casino games can be played at Play24Bet Casino. This internet casino is licensed out of Curacao, and it seems that there is nothing you cannot play at the internet betting site.

As well as VISA and MasterCard, this casino also accepts Discover and American Express, so you will have plenty of deposit options at your disposal. This is ideal if you want to deposit speedily, claim top promotions and bonuses, and withdraw in a timely manner, to boot.

Grab the ``Lion's Courage`` welcome bonus of 100% up to €100 + 200 free spins!
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The Curacao licensed Goodwin Casino is notable for its free spins and tournaments. The promotions available at this casino are considerable in value, too.

The casino supports games from top providers such as NetEnt, BetSoft, Pragmatic Play and Microgaming. It also accepts VISA and MasterCard deposits and allows you to withdraw with these options, too.

Using credit cards at US online casinos

The only US-approved credit card casinos are those which are licensed inside each state. However, there are plenty of popular offshore casinos where you can deposit using card options, and many of these are licensed, secure, and regulated, too, albeit not in individual states.

There are four credit card options which appear most frequently at US casinos. These include:

VISA: VISA casinos represent the most common types of US casinos you can find online. As virtually everyone has a VISA card, these are incredibly popular.


MasterCard: MasterCard casinos are less popular, but only on account of fewer people having a MasterCard compared to a VISA. Some US casinos permit MasterCard deposits but not withdrawals.


American Express: It is also possible to deposit using Amex at many top US casino sites. While the number of casinos accepting American Express has declined in recent years, it is still very much an option you may wish to consider.


Discover Card: Discover credit cards are accepted in a few US credit card casinos, too. These are the least popular, but if you know where to look (namely here), you can find them with ease.

How secure are credit card deposits at US casinos?

You may have heard that USA casinos that accept credit cards are not necessarily as secure as those which accept e-wallets? This is nonsense. Provided you are playing at a USA betting site which offers SSL encryption, and is regulated and licensed, this should not be an issue.

It is true that players feel more secure when they do not have to hand over bank details to a casino, which e-wallets and prepaid voucher options let you get around. However, if you are playing at a trusted casino, there is nothing wrong with paying via credit card. It is no different than purchasing something at an online retailer such as Amazon.

Depositing at a USA credit card casino

Once you have made your mind up to play at USA credit card casinos, you need to deposit to start spinning those reels. Here is what you need to do:

Head to the payments page
Visit the cashier/banking page at your chosen casino.
Select your payment method
Choose the credit card option you want.
Enter your card details
Enter your card details as requested.
Confirm if necessary
Some casinos require you to log-in to your bank account to confirm the transaction, most do not.
Await your deposit
The transaction should be confirmed and land in your casino account instantly.

Most US casinos will permit withdrawals with these options, but not all of them. If you want to withdraw at USA casinos with fast payout methods (under three days), then you can likely expect to pay a processing fee.

A word on fees and limits when betting with credit cards

Speaking of fees, these tend to vary at USA casinos that take credit card payments. Some do not charge fees when you deposit or withdraw, but others do. In most cases, you are likely to be able to deposit without charge. However, some sites are known to charge up to 2.5% or a fixed fee for withdrawals via credit cards.

As for transaction times – most US casinos facilitate instant deposit times. Withdrawal times range from 3 to 5 days unless you play at instant withdrawal casinos, where you may be able to shave a few days off that timetable, often at a cost.

Top alternatives to credit cards at US online casinos

While engaging in USA online gambling with a credit card is perfectly safe, there are a few other options out there which you may wish to try. Vanilla VISA gift card online gambling is one way to go. This is a virtual VISA card (a voucher) or a prepaid VISA which can be used to deposit. It has limited funds, so offers an added degree of security to players. You will not find PayPal casinos in the USA, but there are plenty of alternatives. E-wallets and prepaid vouchers are a few of the best casino payment methods that you can use, while the best Bitcoin casinos facilitate cryptocurrency gambling if that appeals to you.

The pros and cons of credit card options at USA online casinos

Here are the pros and cons to betting at USA friendly casinos that take credit cards:

PROS
  • Most credit card casinos permit instant deposit times
  • Credit cards are ideal for high stakes casino gambling
  • They are commonplace and can be found everywhere
CONS

FAQs: Your questions on US casino credit card deposits answered

Below, you find answers to a few of our most asked questions relating to US casinos and credit cards…

That depends on the casino. The best casino welcome bonus will be available whatever deposit option you go with. Some bonuses are exclusively available for credit card depositors, but these vary from site to site.
Normally, yes. There are a few online casino USA sites which let you switch between payment methods, though.
It does not have to. If you opt to set deposit limits (which you can do at any casino which offers responsible gambling tools), then you can always put a cap on what you spend, thus alleviating the risk of gambling addiction.
If you try playing at a 10 dollar minimum deposit casino and depositing less with your credit card, it could be rejected. Your bank may also block gambling-related transactions. It is best to check these things before you register at a casino.

Get started at top USA casinos that take credit cards today

You can find many top USA casinos that take credit cards right here. Each of our casinos has been checked and vetted to ensure that they are licensed, regulated, safe, and amongst the best online casino websites for you to play at. If you want to play at online casinos in the USA and deposit with credit cards, any of our recommended sites should suit you well.